WHAT IS CLUB MANAGEMENT AND PROFESSIONAL LIABILITY INSURANCE?

When you give your time an energy to a club, you want to make certain you are not risking your personal or the organisation’s financial security.

That’s why you need a Management and Professional insurance policy. It provides protection for you and the organisation in the event of legal action.

The insurance addresses exposures/wrongdoings clubs and associations face everyday, including; discrimination, harassments, wrongful termination, inefficient administration or supervision, libel and slander, misrepresentations and employee theft.

Coverage Limits

Directors & Officers

$7,500,000

Employment Practices

$7,500,000

Commercial Crime

$500,000

Statutory Liability

$1,000,000

Policy Wording
Policy Schedule

Coverage Provided within a Management and Professional Liability

Directors and Officers Liability – coverage for any wrongful act including a criminal charge, defamation, civil proceeding or fraudulent act.

Employment Practices Liability – includes wrongful dismissal, discrimination or unlawful acts in the workplace. Employee Theft Coverage

Examples of Management and Professional Liability Claims

Directors and Officers Liability – legal action is taken against the club for defamation of a club member. This came about as a result of information printed in the monthly club newsletter.

Employment Practices Liability – legal action is taken against the club for the unfair dismissal of a senior coach.

Employee Theft Coverage – the club treasurer has been stealing money from the accounts over a period of time and the club now needs to claim losses.

Important Note

The Directors and Officers and Employment Practices Liability sections of this policy are written on a ‘Claims Made Basis’. This means that coverage is provided for claims that are notified to the insurer during the period of cover.

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Honan Insurance Group Pty Ltd (Australian Financial Services Licence no. 246749, ABN67 005 372 396) is an insurance broker acting as agent for insureds and intending insureds. Honan is not an insurer. The information on this website has been prepared without taking into account your objectives, financial situation or needs. Any advice provided on this website is general advice only. Before making a decision to purchase an insurance policy, please read the relevant Product Disclosure Statement to make sure the policy is right for you. Insurance cover is subject to policy terms and conditions including policy limits and exclusions.